部分保险翻译术语：

 

jettison           投弃

law of insurance     保险法

law of large numbers  大数额法则

letter of guarantee   保函，保证书

liabilities        负债

liability          责任

liability insurance   责任保险

life assured       人寿保险投保人

life-expectancy term  平均余命定期寿险

life fund                人寿保险基金

life insurance        人寿保险

life insurance actuary     人寿保险精算师

limit                      限额

line slips                 分保条

loading                     人寿保险附加费

loss adjuster               损失理赔师

loss occurrence             损失发生

loss occurring basis        损失发生基础

loss participation          分担损失

loss ratio                   损失率；赔付率

loss settlement             损失赔付

main insurance                  主险

malicious damage           恶意损害

marine insurance           海上保险

medical insurance          医疗保险

mortality insurance         死亡险

multiple claim            多次（重复）索赔

multiple insurance           多重保险

mutual insurance company      互助保险公司

natural disasters  自然灾害

net retained lines            净自留额

net retained losses           损失净自赔额

non-life insurance                    非人身保险

non-proportional reinsurance    非比例再保险

notification                     告知书

object                            标的

obligatory reinsurance           固定分保

original deductibles             原始免赔额

original rate                     原始费率

over-insurance               超额保险

parcel post insurance    邮寄包裹保险

perils of the sea       海上风险

placement                配售；放款

policy                  保单

policyholder           投保人

portfolio          投资组合

premium rate          保险费率

previous losses          既往损失

primary insurance   基本保险

primary insurance company     原保公司、主保险商

principal   本金

principle of compensation      补偿原则

priority                 优先权

property insurance       财产保险

proportional cover          比例分保

proportional reinsurance    比例再保险

pure endowments            定期生存保险

pure risk                      纯风险

rate                       率；费率

recovery                 复苏、回升；收回

reinstatement                   恢复保额；复效

reinsurance     再保险

reinsured                     分出公司

reinsurer                 分保人、再保险人

rejection risk           拒收风险

renewal                     续保；延期

renewal premium                续保费

reserve                        准备金

retention                       自留额

risk                           风险

risk management           风险管理

risk premium               风险溢酬

 

 ——选自：乐文翻译

 

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